Empowering Smallholder Farmers with Web3 Digital Identities & Finance
FarmersNode bridges the $75 billion financing gap, transforming fragmented on-farm data into verifiable digital identities and credit scores for Sub-Saharan Africa's smallholder farmers.
About FarmersNode
Empowering smallholder farmers with blockchain-backed digital identities and credit scores.
Sub-Saharan Africa's 200 million smallholder farmers face a staggering annual financing gap of $75 billion. Conventional lenders view them as high-risk due to scarce credit histories and collateral, with women-led enterprises particularly impacted. FarmersNode was founded to bridge this critical divide.
Our solution is a blockchain-backed, hybrid database that transforms fragmented on-farm data into verifiable digital identities and dynamic credit scores. By combining offline-first mobile solutions, agent-assisted data capture, and low-cost edge devices, we ensure reliable operation even in low-bandwidth settings, empowering farmers to unlock vital finance and build climate resilience.
Features
Explore the key features that make FarmersNode a game-changer for smallholder farmers.
Features
Verifiable Digital Identity & Credit Scoring
Transform fragmented on-farm data into secure "Farmer Passports" with geo-tagged production records and dynamic, smart-contract-generated credit scores
Blockchain-Backed Security
Immutable records ensure trust and transparency in every transaction.
Dynamic Credit Scoring
Smart contracts generate real-time credit scores based on verified data.
Geo-Tagged Production Records
Securely link production data to specific locations, enhancing traceability.
Incentives for Climate-Smart Practices
Tokenized rewards and premium discounts motivate farmers to adopt resilient farming techniques, unlocking lower interest rates and micro-insurance rebates.
Tokenized Rewards
Earn tokens for adopting climate-smart practices, redeemable for discounts and benefits.
Premium Discounts
Access lower interest rates and micro-insurance rebates for sustainable farming.
Climate Resilience
Build resilience against climate shocks through incentivized practices.
Agri-Business & Off-take Tracking
Verify agri-businesses with a "Commercial Passport" and track transactions, providing verifiable income proof for farmers and supply chain transparency.
Commercial Passport
Verify agri-businesses with a secure digital identity, enhancing trust in transactions.
Transaction Tracking
Monitor all transactions for transparent income proof and supply chain integrity.
Supply Chain Transparency
Ensure traceability and accountability across the agricultural supply chain.
Offline-First & Multi-Channel Access
Designed for 2G areas with PWA, SMS/USSD, and agent-assisted data capture, ensuring usability even without reliable internet.
Offline-First Design
Access essential features without internet, ensuring reliability in low-connectivity areas.
Multi-Channel Access
Use PWA, SMS/USSD, and agent-assisted data capture for flexible access.
User-Friendly Interface
Intuitive design ensures ease of use for all farmers, regardless of tech-savviness.
Real-time Repayment Telemetry
Continuous tracking of loan repayment behavior builds robust, verifiable credit histories, rewarding consistent compliance with better terms.
Continuous Tracking
Monitor loan repayment behavior in real-time, ensuring accurate credit histories.
Robust Credit Histories
Build verifiable credit histories that reflect true repayment behavior.
Better Terms for Compliance
Reward consistent compliance with improved loan terms and conditions.
Our Roadmap
Our phased approach to empowering smallholder farmers and transforming agricultural finance, driving sustainable impact across Ghana and subsequently Sub-Saharan Africa.
Phase 1
MVP build, pilot with 10,000 farmers through two cooperatives in Ghana; initial partnerships with local banks and insurers.
Phase 2
Scale to 25K farmers across the country; integrate first commercial bank and insurer partners.
Phase 3
Scale to 100K farmers; expand partnerships with banks and insurers. Include training for farmers on digital tools and financial literacy.
Phase 4
Include API expansion for third-party developers. launch carbon credit marketplace and tokenized rewards for sustainable practices.
Phase 5
Expand to 5 million farmers across Sub-Saharan Africa; launch full suite of financial products including loans, insurance, and savings.
Join Our Waitlist
Be among the first to get updates and access to FarmersNode. We are currently in the early stages of development, and we would love to keep you updated on our progress.
Join Our Waitlist!
Fill out the form below to sign up for our waitlist and get updates.